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AFP CTP (Certified Treasury Professional) Certification Exam is a globally recognized certification exam that validates the knowledge and skills of treasury professionals. Certified Treasury Professional certification is offered by the Association for Financial Professionals (AFP), which is the leading professional organization for treasury and finance professionals in the world. The AFP CTP certification is designed to assess the competency of treasury professionals in various areas of treasury management, including cash and liquidity management, risk management, financial planning and analysis, and treasury operations.
NEW QUESTION # 18
An investor relations manager reports to the:
- A. treasurer.
- B. risk manager.
- C. controller.
- D. chief financial officer.
Answer: A
NEW QUESTION # 19
Kahuna Boards Co. has just experienced a very profitable year and wants to share the success with its shareholders. In order to pay dividends, a sequence of events must occur. Which of the following chronological sequence of events is correct?
1. Stock is sold without the upcoming dividend attached.
2. Dividend is paid.
3. Board of directors announces the dividend.
4. Holders of record are specified.
- A. 3, 4, 1, 2
- B. 4, 3, 2, 1
- C. 3, 4, 2, 1
- D. 4, 3, 1, 2
Answer: A
NEW QUESTION # 20
Which of the following would be used to evaluate only the effects of varying interest rates while holding all other values constant at their expected levels?
- A. Break-even
- B. Simulation
- C. Sensitivity analysis
- D. Scenario analysis
Answer: C
NEW QUESTION # 21
In the event of bankruptcy and the subsequent liquidation of issuer's debt, in what order, from first to last, will the following be repaid?
1. Senior secured debt
2. Senior subordinated debt
3. Junior secured debt
4. Junior debentures
- A. 1, 2, 3, 4
- B. 2, 1, 3, 4
- C. 2, 1, 4, 3
- D. 1, 3, 2, 4
Answer: D
NEW QUESTION # 22
A seller's cost of capital is 12%. The average credit sale is $200,000, and the credit terms are 2/10, net 30.
What is the present value of receiving full payment on day 30?
- A. $198,019.80
- B. $198,046.66
- C. $199,335.55
- D. $199,344.62
Answer: B
NEW QUESTION # 23
Which of the following is true about using an RFI in the financial institution and FSP selection process?
- A. RFI is a formal document that outlines objectives, needs and service requirements.
- B. A response to an RFI is a binding agreement.
- C. An RFI can speed up the review process.
- D. A response to an RFI is a formal commitment for services.
Answer: C
NEW QUESTION # 24
A consumer is presented with payment options from a merchant when making a purchase. The consumer does not wish to share any information that could be later used in identity theft or fraud, while the merchant requires guaranteed payments within 24 hours with no NSFs or declined payments. Which of the following options would suit both the consumer and the merchant?
- A. Credit card payment
- B. NACHA's Secure Vault PaymentsTM
- C. Direct debit
- D. E-check
Answer: B
NEW QUESTION # 25
Company ABC is experiencing an increase in bank fees due to its new international customers paying by check. Nearly 15% of all deposited items are international checks. Twenty percent of the company's checks have 1 day of float. Sixty-five percent of the company's checks are on-us items. The company has $300,000 of deposits each day. The company's deposits consist of both cash and checks, split evenly. On a typical day, how much of the deposit will be available immediately?
- A. $97,500
- B. $247,500
- C. $60,000
- D. $195,000
Answer: B
NEW QUESTION # 26
In most countries other than the United States, which of the following is used to compensate banks for services provided?
- A. Giro systems
- B. Bilateral netting
- C. Automatic overdraft services
- D. Value dating
Answer: D
NEW QUESTION # 27
What is the premium (price) for an oil contract, if the following conditions are present?
LIBOR rate of 5% Out of the money cost of $3
Strike price is $4
In the money price of $1
Speculative premium of $2
- A. $7
- B. $7.35
- C. $3
- D. $5.25
Answer: A
NEW QUESTION # 28
A newly hired Treasurer must establish the organizational structure of the treasury department for ABC Corporation which is a publicly traded multinational organization with sales offices in over 50 countries. There are limited opportunities for trading and hedging activity. The first challenge is to identify the most appropriate structure for the treasury group that will provide control, visibility, economies of scale, and lower operating expenses. What structure should be chosen?
- A. Regionalized Profit Center
- B. Outsourced Cost Center
- C. Centralized Cost Center
- D. Decentralized Profit Center
Answer: C
NEW QUESTION # 29
The stock of a manufacturing company is priced so that its expected rate of return is below its required rate, as calculated by the Capital Asset Pricing Model (CAPM). Which of the following will occur in an efficient capital market?
- A. Buying pressure for the firm's stock will drive the price down.
- B. Selling pressure for the firm's stock will drive the price down.
- C. Buying pressure for the firm's stock will drive the price up.
- D. Selling pressure for the firm's stock will drive the price up.
Answer: B
NEW QUESTION # 30
Check MICR line information includes which of the following?
I. Bank of deposit identification number
II. Payee bank identification number
III. Federal Reserve bank code
IV. Payor's account number
- A. III and IV only
- B. II, III, and IV only
- C. I, II, III, and IV
- D. I only
Answer: A
NEW QUESTION # 31
ABL Corporation is currently receiving a return of 10% on its investments. The bank is offering them an ECR of 15%. In order to get more value for their money ABL Corp. has decided to take advantage of the higher ECR and use funds from its Money Market Accounts to cover bank service charges.
If ABL already has an average ledger balance of $750,000, how much more do they need to deposit on their account to cover all $10,000 of monthly service charges?
- A. $811,111.11
- B. $136,111.11
- C. $736,111.11
- D. $886,111.11
Answer: B
NEW QUESTION # 32
Which of the following is an example of a passive investment strategy?
- A. Riding the yield curve
- B. Purchasing an interest rate swap
- C. Investing in overnight repurchase agreements
- D. Utilizing a dividend capture program
Answer: C
NEW QUESTION # 33
A residential mortgage company that wants to collect monthly payments from customers electronically via the ACH would initiate:
- A. PPD credits.
- B. CCD debits.
- C. CCD credits.
- D. PPD debits.
Answer: D
NEW QUESTION # 34
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AFP CTP Certification Exam is recognized worldwide, and it is a valuable credential for treasury professionals who are looking to advance their careers. Certified Treasury Professional certification is recognized by employers, and it provides a competitive edge for professionals in the job market. Certified Treasury Professional certification also demonstrates a commitment to professional development, which is highly valued by employers. Overall, the AFP CTP Certification Exam is an essential certification for treasury professionals who want to excel in their careers and demonstrate their expertise in the field of treasury management.
AFP CTP certification is highly respected in the industry and is recognized by employers, clients, and peers in the treasury and finance community. It provides a competitive advantage to professionals who are looking to advance their careers in treasury management and opens up new opportunities for them in the industry. Certified Treasury Professional certification also helps professionals to stay up-to-date with the latest trends and developments in the field, which is essential for their success in today's fast-paced business environment.
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